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lump sum cash :: There are three categories that reasons to take out pay day loans fall under, and these are:1. Important and Urgent - These are generally those activities that are usually very unexpected, in most cases improve your life if you don't get cash and fast. Events that fall under this category are the best reasons to take out pay day loans, since they happen very sparsely, and you may generally be able to pay off the loan in between these events. Also, the amount is usually unforeseen and unpredictable, so it's hard to keep a steady amount of cash waiting for this. - lump sum cash

Always remember that in a few months, or even the following month, your \"hot new item\" will be last month's fad, and something else would have already taken it's place. So, there you'll go salivating again! It's a viscous cycle, and another excuse to resist taking out the payday cash loans.

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